Moving Home

If you already own a home and are looking to move to another property then there are a number of options that could be available to you.

You may be able to ‘port’ your mortgage to the new property if the terms of your mortgage allow you to do this. This essentially means that you take your existing mortgage with exactly the same terms and conditions and transfer it to the new property.

What if you want to borrow more? If you port your mortgage your existing lender could allow you to borrow more, however in most cases you would have to choose a loan from the current mortgage range for the additional borrowing. This means you could end up with two separate loans, each with different terms and conditions.  

You could take out a new loan agreement by switching your mortgage with your current lender or remortgaging to a new lender. In many cases this could be the perfect solution, however you need to consider whether or not this is the best option for you as early repayment charges and exit fees may apply when you redeem your current mortgage.

We’ll review your individual circumstances and find the most appropriate solution to facilitate your move. What’s more we’ll do it without charging you a broker fee. We know that moving home is stressful enough, so let us take away some of that stress without adding to the cost!